Purchase
Your next Montana home, financed simply — from pre-approval to keys in hand.
Montana Home Loans · Done Right
A local lender who
knows the way home.
Purchase, refinance, and alternative-documentation home loans across Montana — straight answers, fast closings, and an originator who actually picks up the phone.
Scott Kimball · Mortgage Loan Originator · NMLS #5536
25+
years originating
Montana mortgages
Montana mortgages
What we do
Purchase & refinance, done right.
Refinance
Lower your rate, change your term, or pull cash out of the equity you've built.
For self-employed & investors
Loans beyond the W-2.
Don't fit the conventional box? These alternative-documentation programs qualify you on cash flow and assets instead of tax returns.
Qualify an investment property on its own rental cash flow — no personal income documentation.
Self-employed? Qualify using 12–24 months of bank deposits instead of tax returns.
Document your income with a CPA-prepared profit & loss statement.
No debt-to-income ratio calculation — built for strong-asset borrowers.
About Scott
A Montana originator who's been doing this a long time.
Scott Kimball has spent his career helping Montana families and builders finance the places they call home. He knows the local market, the lenders, and how to get a loan to the closing table without surprises.
No call centers, no runaround — just a straight shooter who'll tell you where you stand and walk with you through every step.
- 25+ years originating Montana home loans
- NMLS #5536 — licensed Mortgage Loan Originator
- Local — Montana purchases, refinances & non-QM loans
Simple from start to close
Three steps to your loan.
-
1
Apply
Start a secure application online or with a quick call. It only takes a few minutes.
-
2
We shop it
Scott reviews your goals and finds the loan that actually fits — and explains it plainly.
-
3
Close
We keep things moving to a smooth, on-time closing. Then the keys are yours.
Get started
Let's talk about your loan.
Call or email Scott directly — he'll get right back to you, usually the same day.